Life & Health Choosing coverage to protect the health and welfare of yourself and your family is important, but deciding what coverage and how much can be confusing. A Southern Insurance Associates agent can help. Our experts take the time to understand your needs, so they can recommend the right coverage for you that will also work with your overall financial plan.Permanent Life InsurancePermanent life insurance is not only a key to securing your family’s future, it’s also a necessary element in a well-rounded financial plan or diversified portfolio.Term Life InsuranceTerm life insurance provides coverage for a limited term, from one to thirty years. This type of policy is helpful in providing temporary coverage and is usually less expensive initially than permanent life insurance.Health InsuranceSouthern Insurance Associates offers the flexible protection you need if you have taken greater control of your own health insurance.Long-Term Care InsuranceThe expense of nursing homes or in-home care for the elderly or disabled can consume an entire lifetime of savings. By supplementing these costs, long-term care insurance coverage can help protect your savings.Disability InsuranceDisability insurance guarantees a steady replacement income in the event that you’re unable to work due to disability. This coverage is an important part of your overall financial plan.