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Welcome to Southern Insurance Associates

Southern Insurance Associates is a family of independent insurance agents located in Chattanooga, TN with community roots back to 1910. We are an agency that represents over 70 insurance companies, which allows us to do the insurance shopping for you. We welcome you to our site and look forward to serving all your insurance needs.

As an independent insurance agency, our goal is to assist you in all your insurance needs. We will help you manage and plan for all your potential risks. As professionals, we assess your needs and offer you a variety of insurance products to choose from. Service, whether it is in response to an insurance claim or general question, is the most important value we offer you.

Insurance can be confusing at best. Allow the professionals at Southern Insurance Associates to assist you in obtaining coverage that is specific to you and your family’s needs. Based on information you provide, our insurance agents will craft an affordable, comprehensive policy.


We take pride in providing our commercial insurance customers with excellent coverage and great service. Southern Insurance Associates agents understand your industry and provide you with the right products to protect against your particular risks. As your company grows, our experts review your plans to ensure your coverage remains adequate. As your industry or the marketplace evolves, we help you design new strategies to protect your assets. 


Southern Insurance Associates offers a variety of homeowners policies for all types of homes, including vacation homes.

Home Owners

Choosing coverage to protect the health and welfare of yourself and your family is important, but deciding what coverage and how much can be confusing. A Southern Insurance Associates agent can help. Our experts take the time to understand your needs, so they can recommend the right coverage for you that will also work with your overall financial plan.

Life & Health